Terms and Conditions

By subscribing to our services, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions.

These terms constitute a legally binding agreement between you and qoralentisav Financial Planning Pty Ltd.

We provide subscription-based financial planning services including consultations, reviews, and ongoing support at $250 per month.

Our services include personalized financial analysis, strategic planning advice, and regular progress monitoring.

As a subscriber, you agree to:

• Provide accurate and complete information for planning purposes
• Maintain the confidentiality of your account credentials
• Use our services in accordance with applicable laws and regulations
• Notify us promptly of any changes to your circumstances
• Pay subscription fees on time and maintain current payment information

You may not use our services for:

• Any illegal activities or purposes
• Sharing access credentials with unauthorized parties
• Attempting to disrupt or damage our systems
• Providing false or misleading information
• Commercial purposes beyond your personal financial planning

All content, materials, and intellectual property provided through our services remain the exclusive property of qoralentisav.

All materials on this website are protected by Australian and international copyright laws. Unauthorized reproduction is prohibited.

You receive a limited, non-transferable license to use our services for personal financial planning purposes only.

Your privacy is important to us. Please review our Privacy Policy for information about data collection and usage.

We collect and process personal information as described in our Privacy Policy. Privacy Policy

Subscription fees of $250 per month are charged monthly in advance and include all applicable taxes.

Your billing cycle begins on the date of subscription activation and continues monthly thereafter.

Subscription fees are non-refundable except as required by Australian Consumer Law.

Our services are provided on an "as is" basis without warranties of specific outcomes or results.

We disclaim all warranties, express or implied, regarding service availability or performance.

Past performance does not guarantee future results. Individual results may vary.

To the maximum extent permitted by Australian law, our total liability is limited to the amount of fees paid in the preceding 12 months.

Our liability for any single incident shall not exceed one month's subscription fee.

We exclude liability for indirect, consequential, or punitive damages arising from service use.

You agree to indemnify us against claims arising from your use of our services or breach of these terms.

We are committed to resolving disputes fairly and efficiently.

Either party may terminate the subscription with 30 days written notice.

Upon termination, access to services will cease and no refunds will be provided for unused portions.

These terms are governed by the laws of Australia and the jurisdiction where services are provided.

Any legal proceedings will be conducted in the appropriate Australian courts.

If any provision is deemed unenforceable, the remaining terms will continue in full effect.

These terms, together with our Privacy Policy and other referenced policies, constitute the complete agreement between us.

We may update these terms periodically with advance notice to subscribers.

Significant changes will be communicated via email or through our website.